$(document).ready(function() {		
	 //-- form check 
	 
	 $('#frmEmailPanel').focus(function(){
	 	var txt = $(this).attr('value');
			if (txt=='E-mail Required'){
				this.value ='';
			 }
	 	});
		$('#frmEmailPanel').blur(function(){
	 	var txt = $(this).attr('value');
			if (txt==''){
				this.value ='E-mail Required';
			 }
	 	});
	 
	 $('#frmEmailPanelBtn').click(function(){
		var formPanel = $('#frmEmailPanel').attr('value');
		var formPanelTerms = $('#frmTermsPanel').attr('checked');
		var reg = /^([A-Za-z0-9_\-\.])+\@([A-Za-z0-9_\-\.])+\.([A-Za-z]{2,4})$/;
		var msg='';
			if (formPanel =='' || formPanel =='E-mail Required'){
				$('#frmEmailPanel').attr('value','E-mail Required');
					msg ='Please enter your E-Mail address.';
			}
			if(reg.test(formPanel) == false) {
		 	 		msg ='Invalid E-Mail.';
			}
			if (formPanelTerms==false){
				msg = msg + '\n Please accept the Terms and Conditions';
			} 
			
			if(msg){
				alert(msg);
				return false;
			} else {
				return true;
			}
	 });
	 
	});

<!--
function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}
function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}